Guaranteed & Reviewable Premiums

You may notice that some of the insurers in your quote give two different premiums for exactly the same policy. The only difference between these quotes is the premium type 'Guaranteed' or 'Reviewable'.

Guaranteed Premiums
As the name suggests, Guaranteed premiums are guaranteed never to increase for the full term of your policy. Guaranteed premiums are higher than Reviewable premiums but do allow you to accurately budget for the cost of your cover.

Reviewable Premiums
Whilst initially cheaper, Reviewable premiums are reviewed regularly, usually every five years, by the insurance company and can be reduced or increased depending upon their claims experience and other factors.

For more information on Guaranteed and Reviewable premiums for the policies quoted please read the policy Key Features brochure. To access the brochure simply click the 'Next' button in your initial quote adjacent to the policy of your choice and enter your name to generate a personalised quotation. A new page will be loaded containing the links to open your full quote and key features brochure.

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