Benefit Type

Please choose whether you would like your cover to stay level, decrease (life insurance and life and critical illness cover only) or increase.

• Level - the amount of cover you choose will stay the same throughout the policy term unless you change it.
• Decreasing - the amount of cover you choose will decrease over the term of the policy. This type of cover is most commonly used to cover a repayment mortgage.
• Increasing - the amount of cover you choose will increase over the term of the policy to combat the effects of inflation. All quotes on this basis will be based upon an increase rate equal to the current retail prices index (RPI).

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