How to use and pay less every month…

As soon as you request a free quote we will begin searching the whole market for life insurance that meets your requirements at the lowest price. The following is a guide to the process of buying your cover through, from now until your policy arrives in the post.

  1. Decide on the type and level of cover you require. If you are unsure, please consult an independent financial adviser.
  2. Request a discounted search and quotation from us by completing the form to the right of this page. We will search our database of providers and send you a quote within 24 hours showing the top five cheapest providers for you to choose from.
  3. On receipt of our quote simply make your choice of provider and policy. Notify us of your selection using the easy request form built into your quote and we will send you a full personalised quote from your chosen insurer with a key facts brochure and application form. Check the key facts document that accompanies the documentation we will send you as this gives a clear guide to what the policy does and doesn’t cover.
  4. Once you are happy with the policy, the premium and the cover, complete and return the application form to us for processing. On receipt, we will check your application form the same day we receive it and ensure your premium discount is applied. We will confirm receipt of your application and keep you updated on it’s progress at every stage

What happens next…

You will often be given immediate cover based upon the facts you have disclosed on the application form. But sometimes the insurance company will ask for a report on your health from your doctor and may ask you to have a medical examination at no cost to you. If their are no problems your policy will start on the date you choose and premiums will be taken from your bank account.

Once your cover hasd started you will receive policy documents from your insurance company containing proof of cover and details of the policy. These must be kept in a safe place for future reference.

Get started now and submit your discounted life insurance quote request

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