There are many serious illnesses which a person can be diagnosed with throughout their life, and many are life threatening, but the one disease which still makes peoples blood go cold when it is mentioned is cancer. Whilst work continues to develop a cure for the illness, cancer is still discussed in survival rates, rather than time to get better, and is one of the biggest killers in the UK and around the world.
Whilst certain forms of cancer can now be all but cured when caught early enough, the process can be long and painful, on both the person diagnosed with the illness, and the family of that person. Financially things can also be very difficult, as fighting cancer can leave someone off work for a lot longer than their sick pay will keep paying them, leaving them with financial worries on top of their own fight for survival.
That is why they have created cancer insurance, an insurance policy largely based on critical illness insurance, and one which will pay out a tax free lump sum to a customer who is diagnosed with cancer. Whilst no amount of money in the world can cure certain illnesses, it can make life at home far more relaxing, knowing that the family is financially secure.
A lot of stress and energy can go into worrying about how a family will pay a mortgage, or who will put food on the table, and the stress can be equally real for family members wondering how they are going to care for a sick loved one and fit in extra hours at work to make ends meet.
Cancer insurance is designed to take away all of those stresses, and that energy expended, so it can be completely channelled into a customer getting better, and fighting their illness. Cancer insurance costs just a few pounds a month, and is offered on a term basis, covering a customer up until a certain age, or until their mortgage is paid off, and gives a customer financial security that should the worst happen, they know that they will have one less worry, and that their family will be financially secure. The money can also be used to pay for private medical care, or to make changes to the home to make it more accessible when you are feeling week.